1367.0 - State and Territory Statistical Indicators, 2012  
ARCHIVED ISSUE Released at 11:30 AM (CANBERRA TIME) 13/06/2012  Final
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HOUSING FINANCE COMMITMENTS


Graph Image for Number of Housing Finance Commitments, NSW

Footnote(s): Owner occupied housing

Source(s): Housing Finance, Australia (cat. no. 5609.0)



Graph Image for Value of Housing Finance Commitments, NSW

Footnote(s): Owner occupied housing

Source(s): Housing Finance, Australia (cat. no. 5609.0)




In NSW, in trend terms, in April 2012:
  • The state showed the largest decrease in the number of owner occupied housing commitments from the previous month (2.5%) of all states and territories. The number of commitments was 7.4% higher than in April 2011.
  • The value of commitments decreased by 2.6% from the previous month, but increased by 0.9% from April 2011.


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More About Housing Finance Commitments

Housing finance commitments are the monetary commitments made by significant lenders towards the construction or purchase of housing. This includes new commitments as well as the outstanding values of housing loan assets to individuals (owner-occupiers and investors) held by lenders at the end of each reference month. Significant lenders include Banks, Building Societies, Credit Unions, Life or General Insurance companies, Superannuation Funds and other financial institutions. Housing finance data are primarily collected via returns submitted to the Australian Prudential Regulation Authority (APRA).